Two-Wheeler Loan
Two-Wheeler Loan – Easy Bike Finance Online | DigitalLoanDost
Looking to buy your dream bike or scooter in 2025? Whether it’s for daily commute, long rides, or convenience, a two-wheeler loan can make your purchase smoother than ever. At DigitalLoanDost, we help you get fast, flexible, and low-interest two-wheeler loans online, with minimal documents and 100% digital processing.
Why Choose DigitalLoanDost for Your Two-Wheeler Loan?
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Instant approval & fast disbursal
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Multiple loan offers from top banks & NBFCs
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Low-interest rates starting at 8.75%
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Easy documentation and 100% online processing
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Transparent – no hidden charges
Two-Wheeler Loan Features
Get Finance for All Major Two-Wheelers
Whether it’s a stylish bike, daily-use scooter, or an eco-friendly EV – DigitalLoanDost covers all major brands:
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Petrol Bikes: Royal Enfield, Honda, Yamaha, Bajaj, TVS, KTM
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Scooters: Activa, Jupiter, Access 125, Vespa
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Electric Two-Wheelers: Ather 450X, Ola S1 Pro, TVS iQube, Hero Vida
Eligibility Criteria
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Age: 18 to 65 years
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Income: ₹10,000/month and above
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Employment: Salaried, self-employed, or business owner
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CIBIL Score: Minimum 650+ preferred
Documents Required
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Aadhaar Card / PAN Card
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Address Proof (Electricity bill, rent agreement, etc.)
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Salary slips (last 3 months) / Income proof
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Bank statement (last 6 months)
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Passport-size photo
How to Apply for a Two-Wheeler Loan?
- Fill Online Application
- Upload Basic Documents
- Get Instant Approval
- Loan Disbursed to Dealer or Bank Account
Pro Tip: You can get 100% bike loan on select models with zero down payment.
Frequently Asked Questions
What is the interest rate for a two-wheeler loan in India?
Most two-wheeler loans start at 8.75% p.a. and can go up to 28% depending on your credit score, bike model, and loan provider.
Can I get a bike loan with a low CIBIL score?
Yes, some NBFCs and lenders offer bike loans for CIBIL scores below 650, but you may face a higher interest rate or require a co-applicant.
Can I get a two-wheeler loan with zero down payment?
Yes, many lenders including banks and NBFCs offer zero down payment bike loans on select models and brands.
Are electric two-wheelers eligible for loans?
Absolutely. EV two-wheeler financing is booming with low-interest rates and government subsidies. Many banks now offer exclusive EV loan schemes.
How much loan can I get on a bike?
You can get up to 100% of the on-road price as a two-wheeler loan, subject to eligibility and model.
Is it better to take a two-wheeler loan from a bank or NBFC?
Banks usually offer lower interest rates, while NBFCs provide faster disbursal and flexible approval even for lower credit scores. You can compare both at DigitalLoanDost.