General Insurance
General Insurance – Secure Your Future with DigitalLoanDost
Get instant protection for your health, vehicle, travel, home, and more with the best general insurance plans in India. Compare, choose, and buy general insurance online with DigitalLoanDost.
What is General Insurance?
General insurance refers to non-life insurance policies that protect you from unforeseen financial risks and losses arising from events such as accidents, hospitalization, natural disasters, theft, travel issues, and more. Unlike life insurance, general insurance covers specific assets or health risks for a fixed period.
In India, the general insurance market has grown at a CAGR of 13.3% over the last five years and is expected to exceed ₹3.5 lakh crore in gross premiums by 2025 (IRDAI Report).
Why Choose General Insurance?
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Comprehensive Financial Coverage
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Covers Health, Motor, Travel, and Home Risks
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Tax Benefits under Section 80D
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Instant Policy Issuance Online
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24x7 Claim Support
General Insurance – Secure Your Future with DigitalLoanDost
Health Insurance
Protect yourself and your family against rising medical costs.
- Coverage for hospitalization, surgeries, critical illness, and COVID-19
- Cashless hospital network across India
- Tax savings under Section 80D
Motor Insurance
Mandatory by law in India for all vehicles
- Buy or renew car and bike insurance online
- Third-party & comprehensive coverage
- Instant digital policy with no paperwork
Travel Insurance
Secure your domestic and international trips
- Covers medical emergencies, trip cancellations, baggage loss
- Ideal for students, business, and holiday travel
- Global 24×7 assistance
Home Insurance
Protect your home against fire, theft, natural disasters, and more
- Structure and content protection
- Coverage for rented and owned properties
- Low premiums, high sum insured
Commercial Insurance
Tailored for MSMEs and large businesses
- Marine, fire, liability, engineering, and cyber insurance
- Protects assets, operations, and employees
- Customizable policy options
Why Buy General Insurance from DigitalLoanDost?
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Compare top insurers like SBI General, Bajaj Allianz, ICICI Lombard, and more
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Get the best premiums and the widest coverage options
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Simple online process – no agent, no hassle
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Free policy consultation and claim support
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100% paperless and transparent process
General Insurance Statistics in India
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Over 25 crore general insurance policies were issued in FY 2022-23 (IRDAI)
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Health and motor insurance contribute to over 70% of the general insurance market
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Online insurance adoption is growing by 22% YoY in Tier 1 and Tier 2 cities
How to Buy General Insurance on DigitalLoanDost
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Select your insurance category (health, motor, travel, etc.)
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Compare plans from multiple insurers
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Enter basic details and choose add-ons
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Pay online and get your digital policy instantly
Frequently Asked Questions
What does general insurance cover?
General insurance covers health, vehicles, home, travel, and business risks from financial loss or damage.
Is it mandatory to have motor insurance in India?
Yes, third-party motor insurance is legally required under the Motor Vehicles Act.
Can I buy general insurance online?
Absolutely. You can compare, customize, and purchase general insurance online in minutes at DigitalLoanDost.
What is the validity of a general insurance policy?
Most policies are valid for 1 year and renewable annually. Multi-year options are available for motor and health insurance.
Which general insurance is best for me?
It depends on your needs. For medical expenses – health insurance. For vehicles – motor insurance. Our experts can guide you.