Business Loan
Business Loan in India – Fuel Your Growth with DigitalLoanDost
India’s entrepreneurial spirit is booming—with over 1.4 million startups, MSMEs, and small businesses seeking flexible finance solutions to grow faster. A business loan is a powerful financial tool designed to meet your business needs such as working capital, expansion, equipment purchase, or handling cash flow gaps.
What is a Business Loan?
A business loan is an unsecured financial product offered to self-employed individuals, entrepreneurs, and MSMEs to meet their business-related expenses. Whether you’re launching a new venture or scaling an existing one, a business loan helps you achieve your goals without diluting ownership or equity.
Why Choose DigitalLoanDost?
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Tailored for Indian Businesses – From startups to traders
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Zero Hidden Charges – Transparent process
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100% Paperless – No branch visits
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Personalized Loan Offers – Based on your profile
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Trusted Network of Lenders – HDFC, ICICI, Bajaj, and more
Features & Benefits of Our Business Loans
Business Loan Eligibility Criteria
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Age: 21 to 60 years
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Indian citizen, running a business for minimum 2 years
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Valid bank account and GST registration
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inimum turnover: ₹10 Lakhs/year
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Good credit score (CIBIL 685+)
Required Documents
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PAN Card / Aadhaar Card
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Bank statements (last 6–12 months)
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GST details or ITR filings
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Business proof (Shop Act, Udyam, etc.)
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Address & ID proof of the business owner
How to Apply for a Business Loan Online?
Applying with DigitalLoanDost is a breeze:
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Fill out a simple online loan application form
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Upload scanned copies of your documents
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Choose your loan amount & tenure
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Get instant approval and funds in your bank!
Who Should Apply for a Business Loan?
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Retailers & Shop Owners
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E-commerce Sellers
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Traders & Wholesalers
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Professionals (Doctors, CAs, Designers, etc.)
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Manufacturers & Exporters
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Freelancers & Service Providers
Frequently Asked Questions
What is the maximum business loan amount I can get in India?
You can avail up to ₹50 lakhs, depending on your turnover, CIBIL score, and repayment capacity.
Can I get a business loan without collateral in India?
Yes, many NBFCs and banks offer unsecured business loans—no collateral required, just a good credit profile and business track record.
What is the interest rate for business loans?
Interest rates start from 10.5% per annum, depending on the lender, business type, and tenure.
How long does it take to get a business loan?
With DigitalLoanDost’s online process, you can get loan approval in just 24 hours and disbursal within 48 hours.
Can startups get business loans?
Yes, early-stage startups can get loans through startup-specific funding programs, business credit cards, or secured loans using personal guarantees.
How is a business loan EMI calculated?
EMI is calculated based on the loan amount, interest rate, and tenure. You can use our business loan EMI calculator to check your monthly payments.